Drone/UAV Insurance

We Are Drone Insurance Specialists

Drone/UAV Insurance

We Are Drone Insurance Specialists

Drone Insurance

As the first broker to offer comprehensive drone insurance in South Africa, Unicorn Insurance Brokers have set out to become the specialist drone insurer within the drone industry. Many industries are beginning to make use of drones to provide footage and data, from the mining sector, construction, film, agriculture and many more. if your business is using drones for business and operate with a commercial pilot’s licence, then we have a commercial drone product just for you.

Drones are not cheap. As a commercial operator, whether it be a start-up or a multi-corporate. drone and UAV operators are aware that without comprehensive cover, even the slightest fault in a flight path could lead to insurmountable damages.

Our specialist team is equipped with the necessary expertise to assist you from Hull & Payload right up to Liability for any damages caused by the drone.

As the first broker to offer comprehensive drone insurance in South Africa, Unicorn Insurance Brokers have set out to become the specialist drone insurer within the drone industry. Many industries are beginning to make use of drones to provide footage and data, from the mining sector, construction, film, agriculture and many more. if your business is using drones for business and operate with a commercial pilot’s licence, then we have a commercial drone product just for you.

Drones are not cheap. As a commercial operator, whether it be a start-up or a multi-corporate. drone and UAV operators are aware that without comprehensive cover, even the slightest fault in a flight path could lead to insurmountable damages.

Our specialist team is equipped with the necessary expertise to assist you from Hull & Payload right up to Liability for any damages caused by the drone.

Why You Need UAV Insurance

As industry leading drone insurance specialists and avid drone enthusiasts, Unicorn Insurance Brokers have in depth knowledge of the various kinds of drones in the market. We understand the multiple uses, applications and relevance in your respective industries. As your chosen insurer we endeavour to keep you informed, which is why it’s critically important to know the ever evolving legislation surrounding the usage and ownership of drones.

Whilst, as a licensed UAV operator, you would have an understanding of these restrictions when obtaining your licence, staying up to date protects you from any unforeseen accidents, ensuring best business practices are adhered to.

We work closely with all our operators with regards to the process set out by the South African Civil Aviation Authority and understand the requirements you have to comply with.

We understand the industry, we know that your flight path is not limited to local landscapes and that is why our UAV cover can be adapted to other countries, provided you have advised us and provided the relevant flight plans and travel details.

BAR Standard (BARS)

What is BARS ?

An International Aviation Safety Program which utilizes Basic Aviation Risk Standards (BAR Standards)  to review aircraft operators supporting companies in the resource sector, humanitarian, government and insurance organizations, in their risk oversight of contracted aviation activities.

We offer a first for the Drone Industry by assisting you with the requirements for the BAR Standards when operating Drones for most of South Africa’s large corporate entities.

Our UAV Insurance product covers

  • Our drone insurance product covers loss or damage related to the drone and payload.
  • Includes Third party liability on all RPAS listed under your policy, which is a SACAA requirement for any commercial Drone operator in South Africa.
  • Insured against loss of data collected by your drone.
  • Cover is available World Wide with approval required for work outside of South Africa.
  • Includes full theft cover on all equipment including payload while on the ground or in safe keeping.  This is usually a specific exception under your standard commercial policy, i.e. your standard commercial policy excludes drones and the use thereof.

Which Professions Can Be Insured?

Below lists all the professions using UAV’s that are insurable through Unicorn Insurance Brokers

• Photography
• Advertising
• Mapping
• Training
• Surveillance
• Power Line Inspection
• Commercial Aerial Surveillance

• Professional Aerial Surveying
• Commercial & Motion Picture Filmmaking
• Scientific Research
• Conservation
• Surveying
• Cargo Transport
• Farms, etc.

Claim examples

Whilst flying a UAV on your current survey project, you lose control of your drone and watch as it crashes into the side of a building.

We will cover the damages to the third party property as well as the damages to your drone.

After a flight, you pack your Drone into your vehicle. Along the way to the office you stop at a familiar petrol station to buy something to drink. You walk outside and notice, to your horror, that your car is unlocked and there is an open space where your UAV equipment was.  You have just falling victim to car jamming.

We will assist with Theft cover on the drone as well as the additional payload & spares

Interested? Here is what we need to get you insured:

• Hull and payload values and weights.
• Expected number of hours to be flown.
• Comply with the CAA rules and regulation
• The operator/pilots has to have a valid RPL and ROC licence
• The operators/pilots experience in flying hours in total and on the UAV model in question.
• A copy of the contract between the UAS operator & any company that they are working for.
• Whether operations are in rural or urban areas.

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