Construction and Engineering

Our Construction and engineering insurance products cover all types of building and civil engineering construction

Construction and Engineering

Our Construction and engineering insurance products cover all types of building and civil engineering construction

Our Construction and engineering insurance products cover all types of building and civil engineering construction such as residential housing (individual or large estates), commercial development such as office blocks, factories, shopping centres etc. and civil infrastructure such as roads, bridges, sewerage reticulation, pipelines etc., indemnifying you, as the contractor, against the hazards such as fire and explosion, theft, burglary, collapse, earthquake, storm and floods, that may threaten these works whilst under construction.  In some cases, construction projects include certain elements of machinery erection e.g. installation of air-conditioning and lifts in buildings.  Performance and Retention Guarantees may also be required.

Public Liability plays a large part of any contractor’s risk against third party claims for any bodily injury or property damage caused by construction activities.

These covers can be taken as single policies or as a comprehensive package, depending on your specific requirements as a contractor.

Who Should Take Out This Cover

The responsibility for getting the above covers falls on the Contractor.  It is important that contractors acquire the necessary cover for their particular project in order to ensure that they do not experience any unnecessary loss following an incident which could cost the contractor and all those involved both a lot of time and money.

Example of a claim:

Your construction company is building a new office block when heavy winds and storms take their toll on the freshly construcuted roof. ripping it off entirely. .

Your contract works insurance policy will cover the cost of replacing the roof.

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