Domestic Insurance

Domestic Insurance

Domestic Insurance

We all enjoy the privilege of owning nice things, spoiling yourself and your family should be fun, rewarding and least of all, stressful. At Unicorn Insurance Brokers we have dedicated Domestic insurance products uniquely designed to suit your needs as well as provide the most thorough and effective insurance coverage possible.

Unicorn Insurance Brokers have eliminated the red tape and unnecessary processes to streamline your domestic insurance solution. Leaving you with more time to focus on the things in your life that really matter to you. No need to wait for a call centre!

We all enjoy the privilege of owning nice things, spoiling yourself and your family should be fun, rewarding and least of all, stressful. At Unicorn Insurance Brokers we have dedicated Domestic insurance products uniquely designed to suit your needs as well as provide the most thorough and effective insurance coverage possible.

Unicorn Insurance Brokers have eliminated the red tape and unnecessary processes to streamline your domestic insurance solution. Leaving you with more time to focus on the things in your life that really matter to you. No need to wait for a call centre!

House Owners (Buildings)

Your home is your most valuable asset, so let’s help you insure it the right way.

“Your house” covers the private residence building, outbuildings, swimming pool, paving, walls etc. against fire, lightning, explosion, earthquake, storm, wind, water, hail, impact etc. Included in the cover is glass, geysers, bursting of water tanks and pipes, malicious damage and fixtures and fittings such as satellite dishes, alarms, gate motors etc. Resultant damage caused by geysers is covered.

House Holders (Contents)

Cover your household contents against fire, lightning, explosion, earthquake, and storm related events. Unfortunately crime is a realistic part of our insurance thinking. Theft cover will be included for all contents stolen from your premises.

Specified Items

In these technological favoured time  –  many of us  no longer walk around with a wallet full of cash. What we do carry is a bag full of toys. Items including cell phones, laptops and even your prescription reading glasses, are on our persons with an increasing frequency. These items, used outside of your home, need to be specified under your policy in order for them to be covered.

Personal Liability

We all know Doug the Pug is your little star, but pets and even people are prone to moments of madness. Should your precious fur baby decide to show those fangs to a non willing participant, you could be in trouble. Personal Liability will cover you for the moments when you become legally liable to pay compensation for accidental death, bodily injury to or illness of any person or accidental physical loss to tangible property.

Personal Liability

We all know Doug the Pug is your little star, but pets and even people are prone to moments of madness. Should your precious fur baby decide to show those fangs to a non willing participant, you could be in trouble. Personal Liability will cover you for the moments when you become legally liable to pay compensation for accidental death, bodily injury to or illness of any person or accidental physical loss to tangible property.

Motor and Trailers

From VW Bugs to Land Cruiser Pick ups – we have an insurer that can assist you with the cover you require.

Comprehensive Vehicle insurance covers own damage, fire and theft and damages to third party property. Third party fire and Theft will cover theft or fire of own vehicle and damages to third party property. Third Party only will cover damages to third party property only. You must be legally liable for a third-party claim to succeed.

Example of Claims:

You come home form work to find water cascading down the staircase. While this may be a pretty waterfall, it certainly isn’t meant to be inside your house.

We will send out a plumber to replace the geyser, assist with the clean-up, appoint contractors to replace your laminate flooring and ruined bedroom and kitchen cupboards and pay to go shopping!

You are on your way to work, the day has started off well and that cup of coffee from the expensive office coffee machine is calling your name. You hit traffic and suddenly your day changes for the worse. You are involved in a motor vehicle accident, thankfully you are not injured but your car has seen better mornings and requires a tow truck to uplift your vehicle.

We will assist you in arranging the tow truck to uplift your vehicle, aid in sorting out a hired car as well as have your vehicle repaired at a reputable panel beater

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